5-7 New Street
Pontnewydd
Cwmbran
NP44 1EE
\
The Woodlands
Mamhilad Park Estate
Pontypool
NP4 0HZ
At One2One Mortgage Solutions Pontypool, one of the most common questions we receive is, "How much could I borrow?" It's a crucial starting point for anyone thinking about buying a home.
How much you’re able to borrow depends on several important factors:
Your income: Lenders look at your earnings to calculate what’s affordable for you.
Ongoing financial commitments: Things like credit card repayments, personal loans, and household bills affect your borrowing potential.
Credit profile: A good credit score can improve your access to competitive deals and higher loan amounts.
Deposit size: A larger deposit usually leads to more flexible mortgage options and lower borrowing needs.
Affordability assessment: Lenders perform checks to make sure you could still afford your repayments if rates were to rise or your circumstances change.
At One2One, we offer personalised advice to help you understand exactly what you could borrow. We search the whole of the market to find a deal that suits your needs and guide you through the process from start to finish.
If you’d like a tailored borrowing estimate or to speak with a mortgage advisor in Pontypool, get in touch with us today.
Here are some common questions that our customers ask.
No. We don’t charge our clients any broker fees for residential mortgage advice. You’ll receive expert support with no cost to you.
We cover all types of residential mortgages including first-time buyer, home mover, remortgage, and buy-to-let. Our whole-of-market access ensures we can find what suits your needs best.
Absolutely. We regularly support first-time buyers across Pontypool and Torfaen. From your first mortgage calculation to completion, we’re with you throughout.
Yes. Our local advisers are familiar with Pontypool and the surrounding areas, and tailor advice based on local affordability and market conditions.
Yes, One2One Mortgage Solutions works closely with One2One Estate Agents to make the process of buying and financing a home as simple and smooth as possible.
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