One2One Mortgage Solutions

Fee-Free Mortgage & Remortgage Advice in Pontypool

Whole of Market. No Broker Fee. Local Experts. Searching for trustworthy, fee-free mortgage advice in New Inn, Griffithstown, Abersychan, Talywain or nearby? One2One Mortgage Solutions is your local whole-of-market mortgage and insurance broker, giving you access to over 90 lenders across the UK market. We offer clear, professional advice with no broker fee. Whether you're stepping onto the property ladder, looking to remortgage, or investing in a buy-to-let property, our team is here to help you secure the right deal. Based at The Woodlands, Mamhilad Park Estate, and serving from Blaenavon, Garndiffaith, Sebastapol and beyond, we provide a friendly and experienced service backed by over 40 years of combined knowledge. Straightforward Mortgage Advice in Pontypool with No Hidden Costs At One2One Mortgage Solutions, you won’t pay a broker fee. We're paid directly by the lender once your mortgage completes, our expert advice and support are fee-free to you. ✔ Fee-free guidance from qualified advisers ✔ Whole of market access to 90+ lenders ✔ Local experience and personal service ✔ Appointments at our Pontypool office or at your home ✔ Trusted throughout Pontypool and across Torfaen Mortgage Services We Offer First-time Buyer Mortgages One2One Mortgage Solutions specialises in first time buyer mortgages. We can help to find you the most appropriate first time buyer mortgage deal to meet your situation. Remortgages Whether you're looking to save money, release equity or lock in a better rate, we’ll search the market to help you remortgage with confidence. Buy-to-Let Mortgages Thinking about investing in property in Pontypool? We can help you explore competitive buy-to-let options and walk you through each stage with expert advice. Serving Pontypool and the Surrounding Areas We’re proud to support homebuyers and landlords across: Pontypool, New Inn, Griffithstown, Abersychan, Garndiffaith, Blaenavon, Talywain, and the wider Gwent region. Appointments can be arranged at our Mamhilad Park Estate office or our Cwmbran office. We fit around your schedule to make the process as easy as possible. Why Choose One2One Mortgage Solutions? • No broker fees. • Access to over 90 UK lenders • Clear, honest advice from a local team • Over 40 years’ combined experience • 5-star rated on Trustpilot by clients across South Wales From your first enquiry through to completion, we’re here to guide you every step of the way, and we do it all with no fee for our advice. Contact Us We’re here to help, get in touch today and one of our advisers will get back to you within 24 hours.

5-7 New Street

Pontnewydd

Cwmbran

NP44 1EE

The Woodlands

Mamhilad Park Estate

Pontypool

NP4 0HZ

01633 866088 or 01495 781800

🚀 About Our Mission

How much can I borrow for a mortgage?

At One2One Mortgage Solutions Pontypool, one of the most common questions we receive is, "How much could I borrow?" It's a crucial starting point for anyone thinking about buying a home.

How much you’re able to borrow depends on several important factors:

Your income: Lenders look at your earnings to calculate what’s affordable for you.

Ongoing financial commitments: Things like credit card repayments, personal loans, and household bills affect your borrowing potential.

Credit profile: A good credit score can improve your access to competitive deals and higher loan amounts.

Deposit size: A larger deposit usually leads to more flexible mortgage options and lower borrowing needs.

Affordability assessment: Lenders perform checks to make sure you could still afford your repayments if rates were to rise or your circumstances change.

As a rough benchmark, most people can borrow around four to four and a half times their annual income, though this will depend on your personal situation.

Frequently Asked Questions

Here are some common questions that our customers ask.

Do we charge a fee for mortgage advice in Pontypool?: No. We don’t charge our clients any broker fees for standard residential mortgage advice. You’ll receive expert support with no cost to you.
What types of mortgages can we help with in Pontypool?: We cover all types of residential mortgages including first-time buyer, home mover, remortgage, and buy-to-let. Our whole-of-market access ensures we can find what suits your needs best.
Can we help first-time buyers in Pontypool?: Absolutely. We regularly support first-time buyers across Pontypool and Torfaen. From your first mortgage calculation to completion, we’re with you throughout.
Is our advice based on Pontypool’s property market?: Yes. Our local advisers are familiar with Pontypool and the surrounding areas, and tailor advice based on local affordability and market conditions.
Are we connected to One2One Estate Agents in Pontypool?: Yes, One2One Mortgage Solutions works closely with One2One Estate Agents to make the process of buying and financing a home as simple and smooth as possible.