Finding the most appropriate insurance cover for your needs

insurance-image

One 2 One Mortgage Solutions aims to help you find the most appropriate home insurance for you by searching from our selected panel of insurers.

All too often people think that home insurance is unnecessary because they don’t believe they will need it, however is it a risk you can afford to take?

The type of home insurance cover you need will depend on your living arrangements. If you own the home you live in, you will likely require both home contents insurance and buildings insurance. Though contents insurance is largely optional, most mortgage providers will request you take out buildings insurance as part of your mortgage conditions as this is covers the structure of your property.

A buildings insurance policy will cover your walls, ceiling, doors and even your roof. It also protects fitted fixtures such as kitchens and bathroom. The types of risk you are covered against will depend your level of insurance. A typical policy would include cover against:

  • Fire
  • Storm Damage
  • Falling Trees, Lightning
  • Earthquakes
  • Vandalism
  • Burst of frozen pipe cover

Most mortgage providers will now insist that a home insurance policy is in place before you purchase your home. As they are providing you with a loan to purchase your home it is in their best interests to make sure their investment is protected from events beyond theirs a your control.

One 2 One Mortgage Solutions will go through your requirements with you and help find the Home Insurance that covers everything that is relevant to your circumstances. We provide insurance advice to provide you with the cover you require for your individual circumstances.

  • Cant speak highly enough about Niall, Mark and the rest of the One2One family. The support, advice and direction given to me in an important period in my life, making the transition out of being a professional footballer has been nothing short of invaluable.  A hard working team who are as honest as the day is long. Keep up the great work chaps!

    Daniel GabbidonEx Welsh international premiership footballer
  • We have always received great customer service. Their team is always friendly, helpful, informative and attentive. I would recommend One2One to all our family and friends.

    Jade Doolan
  • We received a fantastic service from Niall at One2One. His communication and clarity throughout the process has been key to taking the stress, time and confusion out of what is a difficult area for first time buyers. I am confident we have received the best possible mortgage for us based on our current circumstances and means. I would not hesitate to recommend Niall and One2One Mortgage solutions to new and experienced buyers alike.

    James Woods
  • Fantastic customer service and personal service to you. Explained every step and made everything easy. Would highly recommended this service to all friends and family!

    John Marchones
  • One2one mortgage advisors were very helpful and extreme professional. Glowing recommendation!

    Gavin Ford
  • The whole process dealt with by Niall, a really genuine bloke with fantastic customer communication and explanation of product and terms. So easy to work with and completely satisfied with the result. Will be passing on the company contact details to friends and family and will return to one2one mortgage solutions in the future.

    Gavin Trollope

Would you like more advice?

Get in touch on 01633 866088 or email enquiries@one2onemortgagesolutions.co.uk to arrange a meeting at our office, or a home visit at your convenience.