Finding the most appropriate insurance cover for your needs

insurance-image

One 2 One Mortgage Solutions aims to find you the most appropriate deal on Health Insurance / Income protection. Health insurance is designed to pay you a replacement income should you be unable to work and can be inflation protected until you retire. Insurance rules dictate that you may not insure all of your income but you may insure about two thirds or 75% of it.

Health Insurance or Income protection policies protect your mortgage throughout the whole term by providing accident and sickness cover. Benefits are guaranteed every month until you are fit enough to go back to work or until the plan ends, for example at your retirement age or at the end of your mortgage term.
The income you receive each month is paid tax free. You can choose the level of benefit you want to receive each month based on your current earnings (usually up to a maximum of 60% of gross earnings). This type of cover is not just to cover your mortgage payments. You decide how soon you would like the payments to start if you were unable to work. A shorter period makes the premiums more expensive.

This insurance can be very beneficial for self-employed people who do not have paid sickness pay when they cannot work.

Health Insurance aims to gives you peace of mind and One 2 One Mortgage Solutions can help find you the most appropriate level of cover.

So whatever type of insurance you require, One 2 One Mortgage Solutions is here to find the very best deal for you.

  • Cant speak highly enough about Niall, Mark and the rest of the One2One family. The support, advice and direction given to me in an important period in my life, making the transition out of being a professional footballer has been nothing short of invaluable.  A hard working team who are as honest as the day is long. Keep up the great work chaps!

    Daniel GabbidonEx Welsh international premiership footballer
  • We have always received great customer service. Their team is always friendly, helpful, informative and attentive. I would recommend One2One to all our family and friends.

    Jade Doolan
  • We received a fantastic service from Niall at One2One. His communication and clarity throughout the process has been key to taking the stress, time and confusion out of what is a difficult area for first time buyers. I am confident we have received the best possible mortgage for us based on our current circumstances and means. I would not hesitate to recommend Niall and One2One Mortgage solutions to new and experienced buyers alike.

    James Woods
  • Fantastic customer service and personal service to you. Explained every step and made everything easy. Would highly recommended this service to all friends and family!

    John Marchones
  • One2one mortgage advisors were very helpful and extreme professional. Glowing recommendation!

    Gavin Ford
  • The whole process dealt with by Niall, a really genuine bloke with fantastic customer communication and explanation of product and terms. So easy to work with and completely satisfied with the result. Will be passing on the company contact details to friends and family and will return to one2one mortgage solutions in the future.

    Gavin Trollope

Would you like more advice?

Get in touch on 01633 866088 or email enquiries@one2onemortgagesolutions.co.uk to arrange a meeting at our office, or a home visit at your convenience.